On an ongoing basis, PSC "blind samples" live investment and contribution data generated from many thousands of 401k investor accounts. This raw data is analyzed and quantified, and the results posted in this website, in real time. Only blind sampling of data is performed; no personal identities or personal investment selections are accessed or included in the analysis and postings.
As of today, 401k participation and investment totals from across thousands of active 401k investor accounts within the PSC universe of 401k plans indicates the following:
Self-Directed Brokerage Account 22%
Large Growth 14%
Large Value 12%
Foreign Large Blend 10%
Mid-Cap Value 9%
Large Blend 8%
Target Date 2021-2025 7%
Money Market Fund 7%
Target Date 2031-2035 6%
Diversified Emerging Mkts 5%
From our many years working in the 401k arena, we believe the single most important determinant in a participant's 401k contribution rate (how much they are saving) tends to be the participant's age. Typically, younger 401k participants save less, and older participants save more in their personal 401k accounts. To learn the average contribution rate of people in your relative age group, please register with this website, and we will email the statistics and information to you at no charge.
As of today, 401k participation and investment totals from across thousands of active 401k investor accounts within the PSC universe of 401k plans indicates the following:
The 12-month moving average contribution is $198 per month.
The top ten 401k investment categories used today are:
Self-Directed Brokerage Account 22%
Large Growth 14%
Large Value 12%
Foreign Large Blend 10%
Mid-Cap Value 9%
Large Blend 8%
Target Date 2021-2025 7%
Money Market Fund 7%
Target Date 2031-2035 6%
Diversified Emerging Mkts 5%
From our many years working in the 401k arena, we believe the single most important determinant in a participant's 401k contribution rate (how much they are saving) tends to be the participant's age. Typically, younger 401k participants save less, and older participants save more in their personal 401k accounts. To learn the average contribution rate of people in your relative age group, please register with this website, and we will email the statistics and information to you at no charge.