401k Census Customization Options

With 401k Census, we work with you to customize your 401k plan and its related self-service administration and participation systems (called "Gateways") to the needs of your company and its employees.

Below are your basic 401k Census plan customization options; contact us if you want free help with understanding any of your options and/or their typical effects on a 401k plan serving a company of your size. Click on the option to access a secondary window defining it and listing the specific parameters open to you.

401k Plan Customization Options:

401k Plan Administration Customization Options:

  • Automatic enrollment investment and contribution standards, if opting to use automatic enrollment
  • 401k safe harbor contribution rates, if opting to run your 401k via the safe harbor method of plan administration
  • The plan year on which your plan will be run (short plan years OK, too)
  • The payroll cycle on which processing will be run

Gateway Customization Options:

  • The look of your Plan Sponsor Gateway and Plan Participant Gateway, including the web-safe palette of colors (perhaps to match your company web site) and whether or not to include your company logo
  • The archival period (i.e., how long the system keeps data "live" before moving it to the "archived" fields)
  • Any minimum investment amounts or other investment restrictions to be applied (within those allowable by law)

We customize your 401k Census 401k plan administration and participation centers with your customization choices; the system thereafter integrates all relevant aspects of your particular 401k plan into each of its administration and participation functions.

Any item you choose not to include within your 401k plan will be completely omitted from your customized plan administration and participation systems, not merely dimmed out or otherwise disabled yet visible. Thus, employees will never be left wondering why their 401k plan doesn't offer dimmed-out items (such as particular investments or 401k loans, for instance).

Remember, contact us if you want free help with understanding any of your options and/or their typical effects on a 401k plan serving a company of your size.

Back to previous page